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Your wallet for all of Latin America

Receive, send, get paid and pay in Digital USD from a single app. No bank account and no waiting: your money in your hands, in your currency, whenever you need it.

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tengo home screen with balance, shortcuts, card and transactionstengo home screen with balance, shortcuts, card and transactions
VenezuelaVESColombiaCOPUnited StatesUSDMexicoMXNChileCLPPeruPENEcuadorUSDArgentinaARSBrazilBRLSpainEUR

What you can do

Send, get paid, pay and top up from a single place

01 · Send

Send even if the other person doesn't use tengo

To their tengo account, to their bank or in cash. In Bolívares, in Pesos or in whatever currency they use.

It lands where your people already get paid
Nequi, Pago Móvil, cash, and whatever method they use in their country. Free between people on tengo.
You see how much they get before you confirm
The exact amount that reaches them, and what you have left.
You tell them on WhatsApp when it's done
With the transfer receipt, from the same app.

02 · Get paid

Get paid with a QR code or a link

You share it and they pay you, with nothing to explain.

You choose the currency you get paid in
Digital USD, Bolívares or Pesos.
A QR code or a link, whichever suits you
You send it on WhatsApp and it opens without installing anything.
We let you know when you get paid
With who paid and how much was credited.

03 · Pay

Pay the bills at home

Electricity, water, gas, internet and even subscriptions.

The whole catalog, not a slice of it
From Corpoelec and Enel to Netflix and Disney+.
You choose which balance pays and see what's left
Before you confirm, not after.
The receipt stays
With the account and the period you paid for, in case you need to claim.

04 · Top up

Top up your people's phones

Yours or your family's, from your balance, wherever you are.

The carriers in Venezuela, Colombia and the region
Movistar, Digitel, Movilnet, Claro, Tigo and each country's own.
Whoever's number you want
You pick it from your contacts and it reaches that person.
It reaches them instantly
It comes out of your balance and the receipt stays.

All four, from the day you get in.

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tengo payment request with QR code and shareable link tengo payment request with QR code and shareable link
tengo bill catalog with categories tengo bill catalog with categories
Movistar phone top-up in tengo Movistar phone top-up in tengo

A card to spend it anywhere

Prepaid, physical and virtual, loaded from your balance.

Physical and virtual
Pay in stores or create a virtual one for online.
Full control
Freeze it, set limits and get an alert for every purchase.
It loads from your wallet
From your balance to the card, without leaving the app.

Issuance is subject to identity verification and availability in your country.

Receiving isn't the end. It's the beginning.

With a remittance, receiving is the whole story. Here it's the first step: pay your subscriptions, change it into your currency, top up a phone or go out with your card. Whenever you want.

tengo home screen tengo home screen

They send it and you can use it right away

It arrives in Digital USD, and from that same balance you pay, send or top up.

Spend it anywhere
From streaming to the bills at home, or any purchase with your card, from the same balance.
Change it into your currency
As much as you need, the moment you need it, without leaving the app.
With the cost in plain sight
Before you confirm, every transaction shows what it costs. No fine print.

Where the money comes in

Add money from over 130 countries, send to Latin America

The money goes in from wherever you are and lands in your people's wallet.

Open your wallet

We ask for three things: your name, your phone and your email.

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